Money Train Slot Review

Expert Rating: 4.4 out of 5
Review by Chris Taylor
Last update 16th May 2022
Review by Chris Taylor
Last update 16th May 2022

Head to the Wild West in the Money Train slot from Relax Gaming. With 5 reels and 40 paylines, it focuses on a Money Cart Bonus feature where you get bonus spins/respins with various new symbols landing. They give you bet multipliers, collect prizes and add prizes to the current ones. There’s also a widener to add an extra reel. This can lead to 20,000 x bet max wins. For more details, check out our full Money Train review.

Money Train Max Win
20,000 x bet
Relax Gaming
Type of Slot
Video Slot
Wild West
Stakes Range
10p to £50
Bonus Features
Yes (2)
Free Spins/Multiplier
Max Win
20,000 x
Very High

Money Train Demo

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Money Train 2 Slot RTP, Details & Wager Limits

Reels/Paylines: 5 reels + 40 paylines

Stakes Range: 10p to £50 per spin

RTP: 96.2%

Max Win: 20,000 x bet per spin

The Money Train slot game is played on 5 reels, 4 rows and 40 fixed paylines. 3, 4 or 5 identical symbols appearing on successive reels, beginning from reel and on any payline will give you a winning combination.

Playable from 10p to £50 a spin, you’ll see a Bet box below the reels. Use the plus and minus buttons to adjust to your pocket. Alternatively, go to the Settings button and click on the Dollar icon. This will bring up all available bet options on 1 screen conveniently.

For non-UK slot players, there’s a Turbo Mode which appears to the left of the main ‘Spin’ button. To the right there is the Autoplay function which allows infinite autospins with loss, win and single win limits.

The Money Train RTP is 96.2%. This is higher than the 96% norm which is good. Expect a win on average every 5.33 spins as the hit frequency rate is 18.73%. The volatility is very high and ranked as 5 out of 5 by Relax Gaming.

When it comes to payouts, the max win is 20,000 x your total bet. This will come in the Money Cart Bonus feature. However, expect much smaller wins as the average win is just 78.4 x your total bet.

Theme – join a Wild West gang + crack open the train safes

Theme: Wild West

High Value Symbol: Sheriff

Compatibility: Mobile, Tablet, Desktop


With a Wild West theme, the Money Train slot is the first in the Money Train series. This adventure sees you jump on the train and join a Wild West gang to crack open the train safes. The first thing you’ll notice is the soundtrack which sounds like it’s from a classic Spaghetti Western movie. The setting is a traditional dusty Western town with the reels set within a train carriage.

Symbols include wooden diamonds, spades, hearts and clubs. The higher value symbols include the 4 members of the gang. There’s the gunslinger payer (the girl), TNT expert (the Mexican) debt collector (the Native Indian) and the Sheriff (the notorious leader). The Sheriff is the most lucrative symbol giving you 0.8, 4 or 20 x your total bet for 3, 4 or 5 across a payline.

The 2 crossed guns symbol is the wild which replaces all other symbols to form winning combinations. Then you have the Safe Bonus symbol which triggers the main bonus feature when landing simultaneously on reels 1, 3 and 5 (more information below).

Symbol Payouts/Info
money-train-slot-diamond-symbolDiamond 3, 4 or 5 = 0.2, 0.7 or 3 x stake
money-train-slot-club-symbolClub 3, 4 or 5 = 0.2, 0.7 or 3.5 x stake
money-train-slot-heart-symbolHeart 3, 4 or 5 = 0.2, 1 or 4 x stake
money-train-slot-spade-symbolSpade 3, 4 or 5 = 0.2, 1 or 5 x stake
money-train-slot-gunslinger-symbolGunslinger (Girl) 3, 4 or 5 = 0.5, 2 or 8 x stake
money-train-slot-tnt-expert-symbolTNT Expert (Mexican) 3, 4 or 5 = 0.5, 2.5 or 9 x stake
money-train-slot-debt-collector-symbolDebt Collector (Native Indian) 3, 4 or 5 = 0.6, 3 or 10 x stake
money-train-slot-sheriff-symbolSheriff (leader) 3, 4 or 5 = 0.8, 4 or 20 x stake
money-train-slot-crossed-guns-wild-symbolCrossed Guns Wild Substitutes for all symbols above
money-train-slot-safe-bonus-symbolSafe Bonus 3 on reels 1, 3 + 5 triggers Money Cart Bonus feature
money-train-slot-money-safe-symbolMoney Safe Only appears during Money Cart Bonus feature
money-train-slot-payer-symbolPayer Only appears during Money Cart Bonus feature
money-train-slot-persistent-payer-symbolPersistent Payer Only appears during Money Cart Bonus feature
money-train-slot-collector-symbolCollector Only appears during Money Cart Bonus feature
money-train-slot-persistent-collector-symbolPersistent Collector Only appears during Money Cart Bonus feature
money-train-slot-widener-symbolWidener Only appears during Money Cart Bonus feature
money-train-slot-tumbleweed-symbolTumbleweed Only appears during Money Cart Bonus feature

Money Train Mobile


With Relax Gaming producing all their slots using HTML5 technology. This means Money Train can be enjoyed on all devices such as mobiles, tablets, laptops and PCs. The 5×4 setup is perfectly playable on smartphone devices, including those using iOS, Android and Windows.

Money Train Bonus Features

The Money Train slot has 2 bonus features. However, it’s all about the Money Cart Bonus feature where you get respins/bonus spins. 7 new symbols land to give you cash prizes, increase or collect them and add an extra reel for even more rewards.

Money Cart Bonus feature


The game focuses on the Money Cart Bonus feature. This is played when you get the Safe Bonus symbol simultaneously on reels 1, 3 and 5. The 3 triggering symbols will then reveal a cash value.

3 bonus spins/respins will then follow. Each time a new symbol hits 1 of the positions, the bonus spins tally resets to 3. These continue as long as new symbols appear on the reels. There’s 7 new symbols than can land which give you the following:

Money Safe Reveals a bet multiplier award
Payer Awards a bet multiplier that is added to all other symbols on the reels
Persistent Payer Awards a bet multiplier + adds it to all visible symbols for that spin + subsequent spins
Collector Awards a bet multiplier + then collects all visible values on the reels + adds them to its own value
Persistent Collector Awards a bet multiplier + collects all visible values on the reels + adds them to its own value at end of spin + subsequent spins
Widener Reveals a bet multiplier + opens up an extra reel for even more wins
Tumbleweed Doesn’t contain any bet multipliers or reset the respins/bonus spins counter

I found the Widener symbol to be key as landing this early will give you another reel in which more prizes can land on. All in all, this feature can lead to payouts of up to 20,000 times your total bet.

Outside the UK, there is a Buy feature. Basically, you can buy your way into the Money Cart Bonus feature for 80 x your total bet. The RTP also rises to 98% if you exercise this option.

Money Train Review Summary – the beginning of a respins revolution

Theme & Symbols

Sounds & Music

Bonus Features

RTP (96.2%)

Max Win (20,000 x)


The Money Train slot looks great and has a catchy soundtrack. In terms of the gameplay, it’s a new direction for Wild West themed games with an unconventional bonus feature. The Money Cart Bonus feature, in hindsight, was the beginning of a revolution as respins features have become very popular amongst slot providers.

In the base game, you can win up to 800 x your total bet by filling the reels with the notorious leader/Sheriff. It’s all about the main bonus feature where payouts of up to 20,000 x bet can be claimed. The key I found was to land the Widener to add another reel and then Persistent Payers and Collectors.

Saying that, and as mentioned above, the average win in the Money Cart Bonus feature will be 78.4 x your total bet. Winning over 30 x your total stake will happen once every 191 spins and every 519 spins for 60 x bet or over. The volatility is sky high.

Since it’s release, Money Train has become a cult favourite slot game. As a result, Relax Gaming have created Money Train 2 which offers more or the same. The sequel comes with a slightly higher RTP rate (96.4%) and much bigger win potential (50,000 x bet).

If you want more Wild West action, NetEnt’s Dead or Alive 2 comes with 40,500 x bet max wins on each free spin in 1 of the free spins features. In total, you can win 111,111 x bet. The RTP is also very high at 96.8%. If win potential is something you value, Tombstone RIP by Nolimit City comes with possible 300,000 x bet top payouts.

Relax Gaming now offer Money Train 3 which is a different animal from its predecessors. It boasts more from the gameplay as well as 100,000 x bet max payouts.

  • 20,000 x bet max wins
  • Paved the way for similar features from other providers
  • Unique gameplay when it was first released
  • Very high volatility

Money Train FAQs

What is the Money Train RTP?

The Money Train RTP rate is 96.2%. The volatility is very high (5/5) with a winning combination landing every 5.33 spins (18.73% hit frequency rate).

What is the Money Train max win?

The most you can win is 20,000 x your total bet. This can be won from the Money Cart Bonus feature where you get bonus spins/respins with various symbols.

Are there any Money Train free spins?

No, there’s a Money Cart Bonus feature where you begin with 3 bonus spins. Landing various symbols will award bet multipliers, add prizes to other symbols, collect prizes and open an extra reel. Each symbol bar the tumbleweed resets the bonus spins tally to 3.

Is there a Money Train demo?

Yes, the Money Train free play version can be played here at Join this notorious Wild West gang on a quest to open train safes on mobile, tablet and desktop devices.