Money Train 4 Slot

5/5
Based on our expert’s review. Reviewed by
Relax Gaming Slots
Review by
Chris Taylor
Updated: 20/12/2023
Review by
Chris Taylor
Updated: 20/12/2023

Join the bandits’ last ride of the rails in the Money Train 4 slot by Relax Gaming. The last game in the series, it’s played on a 6×6 grid with a Scatter Pays mechanic. With random respins with multipliers in the base game, it focuses on the Money Cart Bonus feature. With a new Arms Dealer bandit, they are more and new special symbols for more explosive feature combos. No place for the weak, this end game comes with a 96.1% RTP rate and 150,000 x bet max wins. Are you read to join the gang? Find out in our Money Train 4 demo and review.

Max Win
150,000 x bet
Play
T&Cs Apply

18+ new players only. Minimum deposit: £20. Maximum £100 bonus. Max bet with an active bonus: £2. Wagering requirement 100% match bonus: 30 times sum of deposit + bonus. Max redeemable from welcome bonus: £500. 100 Free Spins are given out 20 per day on Book of Dead for 5 days in a row, log in each day is required. Max Free Spins winnings: £100. Winnings from Free Spins are credited as bonus money with a wagering requirement of 45 times. Free Spins expire after 3 days. Some games may not be played with a bonus. Games may contribute differently when wagering a bonus. Play Responsibly! www.begambleaware.org. #ad

Provider
Relax Gaming
Type of Slot
Video Slot
Theme
Futuristic/Steampunk
Reels
6x6
Paylines
Scatter Pays
Stakes Range
10p to £6
Bonus Features
Free Spins/Multiplier
NA/NA
Max Win
150,000 x
RTP
96.1% | 94%
Volatility
Very High (5/5)

Money Train 4 Demo

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T&Cs Apply 18+ new players only. Minimum deposit: £20. Maximum £100 bonus. Max bet with an active bonus: £2. Wagering requirement 100% match bonus: 30 times sum of deposit + bonus. Max redeemable from welcome bonus: £500. 100 Free Spins are given out 20 per day on Book of Dead for 5 days in a row, log in each day is required. Max Free Spins winnings: £100. Winnings from Free Spins are credited as bonus money with a wagering requirement of 45 times. Free Spins expire after 3 days. Some games may not be played with a bonus. Games may contribute differently when wagering a bonus. Play Responsibly! www.begambleaware.org. #ad
18plus uk-gambling-commission online-slot-co-uk-logo agechecked-verification-provider
T&Cs Apply 18+ new players only. Minimum deposit: £20. Maximum £100 bonus. Max bet with an active bonus: £2. Wagering requirement 100% match bonus: 30 times sum of deposit + bonus. Max redeemable from welcome bonus: £500. 100 Free Spins are given out 20 per day on Book of Dead for 5 days in a row, log in each day is required. Max Free Spins winnings: £100. Winnings from Free Spins are credited as bonus money with a wagering requirement of 45 times. Free Spins expire after 3 days. Some games may not be played with a bonus. Games may contribute differently when wagering a bonus. Play Responsibly! www.begambleaware.org. #ad

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Money Train 4 Slot RTP, Details & Wager Limits

Reels/Paylines: 6×6 + Scatter Pays

Stakes Range: 10p to £6

Max Win: 150,000 x bet

RTP: 96.1% | 94%

The Money Train 4 slot, unlike its predecessors, is played on a 6×6 grid and uses a Scatter Pays mechanic. Winning combinations are created when 10 or more identical symbols appear anywhere on the grid. For the 2 highest value symbols, 8 or more symbols are required to land a win. The more matching symbols that appear, the bigger the payout. Up to 36 identical symbols can appear on the grid simultaneously.

In terms of betting options, you can play Money Train 4 from 10p to £6 per spin. Like with all Relax Gaming slots, use the plus and/or minus buttons in the ‘Bet’ section below the grid (on desktop devices) or by pressing the ‘Coins’ icon on the mobile/tablet version.

Located outside the UK? You can use the Autoplay function where you can choose unlimited auto spins as well as loss, win limit and single-win limits. To speed up play, there is a Turbo Mode with the icon/button located to the right-hand side of the main ‘Spin’ button.

The Money Train 4 RTP rate is 96.1% which is just higher than the 96% online slots average. You may also come across an alternate 94% RTP version which will be used by many UK online casinos (due to the very high win potential). In Germany, there is a 90% RTP version that will be used.

Very high volatility (5/5), the hit frequency rate is 20.14% meaning a winning combination will land every 4.96 spins. Lastly, the Money Train 4 slot comes with 150,000 x bet max wins. Money Train, Money Train 2 and Money Train 3 offer you 20,000, 50,000 and 100,000 x bet top payouts for your reference. In terms of wins, they will come from the Money Cart Bonus feature where the average win is just 96.5 x your total bet.

Theme: the bandits ride the rails for the last time

Theme: Futuristic/Steampunk

High Value Symbol: Necromancer

Compatibility: Mobile, Tablet, Desktop

money-train-4-slot-base-game

With a futuristic/steampunk theme, the bandits ride the rails for the last time in the Money Train 4 slot. It follows 3 previous Money Train games on a train that electrified the online slots world. With more grit than ever before, Relax Gaming says it’s “fully loaded with new characters, explosive feature combos and an ultra-achievable max win of 150,000 x bet”.

Set in a desert, you’ll see a train line running across the middle of the screen. In the backdrop, you’ll see planets and solar systems faintly lining the sky. With the same distinct steampunk feel, below the grid you’ll see the metal train take centre stage. It’s equipped with plenty of weapons to survive the onslaught on bandits.

The soundtrack has an orchestral feel and could easily feature in a Hollywood movie or Netflix series. It did remind me of Hans Zimmer initially for some reason. You’ll also hear mechanical sounds when winning combinations are formed with the guns going off. You can tell Relax Gaming has thrown a lot at Money Train 4 and rightly so.

In the base game, you’ll see diamond, club, heart and spade royals. Then you have 4 bandits which include the payer, sniper, collector and Necromancer. For the collector and Necromancer, you need 8+ symbols on the grid to land a win. The highest-paying symbol is the Necromancer awarding between 1.2 and 1,000 x your total bet.

With no wild symbol, there is a Bonus Scatter which is key to triggering the Money Cart Bonus feature. During this feature, there are plenty of special symbols which perform various functions (more on this below).

Symbol Payouts/Info
money-train-4-slot-diamond-symbolDiamond 10-36 pays 0.4 to 100 x bet
money-train-4-slot-club-symbolClub 10-36 pays 0.4 to 100 x bet
money-train-4-slot-spade-symbolSpade 10-36 pays 0.5 to 125 x bet
money-train-4-slot-heart-symbolHeart 10-36 pays 0.5 to 125 x bet
money-train-4-slot-payer-base-game-symbolPayer 10-36 pays 1 to 250 x bet
money-train-4-slot-sniper-base-game-symbolSniper 10-36 pays 1.2 to 400 x bet
money-train-4-slot-collector-base-game-symbolCollector 8-36 pays 1 to 500 x bet
money-train-4-slot-necromancer-base-game-symbolNecromancer 8-36 pays 1.2 to 1,000 x bet
money-train-4-slot-bonus-scatter-symbolBonus Scatter 3+ triggers Money Cart Bonus feature

Money Train 4 Mobile

money-train-4-mobile-slot

Released on the 20th of September 2023, Relax Gaming used the latest HTML5 technology to produce the Money Train 4 slot. This means the game will detect whichever device you use, including mobiles, tablets, laptops and/or PCs. Smartphone player? It’s compatible with iOS, Android and Windows mobiles. That said, this game deserves the best so a larger screen is always the way to go in my opinion.

Money Train 4 Bonus Features

The Money Train 4 online slot comes with 3 bonus features. Randomly, a respin will be awarded with the symbol most present on the reels. Respins continue if more symbols land as well as multipliers. It’s all about the Money Cart Bonus feature where there are new special symbols that could lead to 150,000 x bet payouts. Non-UK players have 2 options in the Buy feature.

Respins feature

Like in Money Train 3, there is a Respin feature which is can be randomly triggered at the end of any base game spin. The symbol most present on the reels is selected and will be sticky for the respin. On the respin, extra symbols of the same kind can land. This will award another respin.

Look out for Multiplier symbols which don’t stick on the grid but will reward you with an additional respin. Multiplier values are added together and will multiplier the final win amount. Respins keep on coming until no new matching symbols land.

Money Cart Bonus feature

money-train-4-slot-money-cart-bonus-feature

Like in previous games, the Money Train 4 slot game is all about the Money Cart Bonus feature. It’s triggered by landing 3 or more Bonus Scatter symbols anywhere on the grid. Look out for gold Persistent symbols as they can substitute for the Bonus Scatter when triggering this feature.

Once the feature begins, the triggering symbols will reveal a bet multiplier value of up to 10 x your total bet. Then 3 spins are awarded. If a Persistent symbol was used when triggering the feature, it will reveal its function before the first spin. Every new symbol landing will become sticky and the spins counter resets to 3.

If you manage to fill a row with symbols, an extra row is opened with any new symbols in the new row performing their function. You can benefit from up to 4 extra rows during the feature. More importantly, the following 20 special symbols can land which perform their own function:

Special Symbol Description
money-train-4-slot-collector-symbolCollector Collects all visible values on the grid and adds them to its own value
money-train-4-slot-persistent-collector-symbolPersistent Collector Collects all visible values on the grid + adds them to its own value at the end of spin and spin that follows (it doesn’t collect its own value though)
money-train-4-slot-adjacent-collector-symbolAdjacent Collector Collects all the values from the 8 adjacent positions to its own value
money-train-4-slot-persistent-adjacent-collector-symbolPersistent Adjacent Collector Collects all the values from the 8 adjacent positions to its own value at the end of the spin and every spin that follows
money-train-4-slot-payer-symbolPayer Reveal a bet multiplier value and adds it to all other visible symbols on the grid
money-train-4-slot-persistent-payer-symbolPersistent Payer Reveals a bet multiplier value and adds it to all other visible symbols on that spin and every spin that follows
money-train-4-slot-adjacent-payer-symbolAdjacent Payer Reveals a bet multiplier value and adds its value to all adjacent symbols
money-train-4-slot-persistent-adjacent-payer-symbolPersistent Adjacent Payer Revels a bet multiplier value and adds it to all adjacent symbols at the end of the spin and every spin that follows
money-train-4-slot-sniper-symbolSniper Doubles the value of 3 to 8 other bonus symbols and can act on the same bonus symbol various times
money-train-4-slot-persistent-sniper-symbolPersistent Sniper Doubles the value of 3 to 8 other bonus symbols at the end of the spin and every spin that follows and can act various times
money-train-4-slot-collector-payer-symbolCollector Payer Chooses 3 to 5 symbols as targets and adds their values to its own and then pays its updated value to each of those targets
money-train-4-slot-persistent-collector-payer-symbolPersistent Collector Payer Selects 3 to 5 symbol are targets at the end of each spin, adds their values to its own and pays out its updated value to each of the targets
money-train-4-slot-arms-dealer-symbolArms Dealer Converts 1 to 4 Bonus symbols into a special symbol and that symbol performs its function
money-train-4-slot-persistent-arms-dealer-symbolPersistent Arms Dealer Converts 1 Bonus symbol into a special symbol at the end of that spin and every spin the follows. The special symbol then performs its function
money-train-4-slot-necromancer-symbolNecromancer Brings between 2 to 7 symbols non-persistent used symbols back to life and the same symbol can be targeted various times
money-train-4-slot-persistent-necromancer-symbolPersistent Necromancer Brings between 1 to 7 non-persistent used symbols back to life at the end of the spin and every spin the follows. The same symbols can be targeted several times
money-train-4-slot-persistent-shapeshifter-symbolPersistent Shapeshifter Turns into Collector, Payer, Sniper, Collector Payer, Arms Dealer or Unlocker after every spin
money-train-4-slot-unlocker-symbolUnlocker Unlocks a locked row
money-train-4-slot-reset-plus-symbolReset Plus Increases the starting value of the spins left count by 1
money-train-4-slot-upgrader-symbolUpgrader Upgrades 1 to 3 special symbols into their Persistent version

The Money Cart Bonus feature ends when you run out of spins or if you reach the 150,000 x bet max win limit.

Buy feature

Non-UK players can buy their way into the Money Cart Bonus feature. With 2 options, they cost 100 or 500 x your total bet. The RTP also rises to 96.5% (for the 96.1% RTP version):

Feature Cost RTP
Original 100 x bet 96.5%
Persistent 500 x bet 96.5%

Money Train 4 Verdict: Relax Gaming goes all out with more special symbols + bigger wins

5/5
Based on our expert’s review. Reviewed by
Money Train 4 Slot

Compared to Money Train 3, there’s an extra bandit, more special symbols and much larger win potential in the Money Train 4 slot. With 150,000 x bet payouts, this is a must-play slot which brings the popular series to an end.

Pros
  • 150,000 x bet max wins
  • New bandit + more special symbols in Money Train Bonus feature
  • Amazing graphics/animations/soundtrack
Cons
  • Very high volatility
  • Average win in main feature 98.5 x bet

The last game in the series, the Money Train 4 slot delivers. With the previous games being so popular, it has a lot to live up to. Money Train 3 in particular has become one of the internet’s most popular online slot games and won our Best Slot of the Year award in 2022.

With a futuristic feel, it takes you further into the future with excellent graphics, animations and a superb soundtrack which sets the scene nicely. Visually, it still has a lot of similarities to its predecessors which will please fans of the Money Train series.

In terms of the gameplay, the Respin feature is, by enlarge, the same. All about the Money Cart Bonus feature, I like the addition of the adjacent symbols. They perform the same functions as the normal versions but in 8 adjacent positions.

Then you have the Arms Dealer that joins the other bandits. She basically transforms up to 4 Bonus symbols into a random special symbol which then performs its action/function. Other symbols to look out for are the Unlocker, and Reset Plus. They unlock extra rows (for extra symbols) and give you more respins.

I particularly like the Upgrader symbol as this upgrades up to 3 special symbols into their Persistent counterparts. This can be particularly important as in 1 instance, the feature can be turned on its head. If you have a screen with many Bonus symbols, the Upgrader symbol can work it’s magic and set off a chain of events with big wins to follow.

As with previous games, the bigger wins will come from the Persistent symbols as they apply on each spin. The Persistent Shapeshifter in particular will transform into another special symbol on every spin. It can give you an Arms Dealer symbol which will in turn give you up to 4 more special symbols.

Offering pretty much the same as Money Train 3, there’s an extra bandit, more special symbols and much bigger win potential. With 150,000 x bet max wins, the Money Train 4 slot does exactly what a sequel should do. Relax Gaming has still managed to keep to the Money Train ethos whilst improving every aspect every so subtlety.

Overall, Money Train 4 is another powerhouse slot game with huge payout potential in the Money Cart Bonus feature. Whilst Relax Gaming claims ‘this is the end game’, I certainly hope they will rethink this and deliver a fifth installment to the series in future.

Other Money Train Slots

For your information, here are some facts on all Money Train series slots:

    • Money Train 3: 5 reels + 40 paylines, 96.1% RTP and 100,000 x bet max wins
    • Money Train 2: 5 reels + 40 paylines, 96.4% RTP and 50,000 x bet max wins
    • Money Train: 5 reels + 40 paylines, 96.2% RTP and 20,000 x bet max wins
    • Money Train Origins Dream Drop: 5 reels + 40 paylines, 96.11% RTP and progressive jackpots/10,000 x bet max wins

Money Train 4 FAQs

What is the Money Train 4 RTP?

The Money Train 4 RTP is 96.1% with a 94% version also available. Volatility-wise, it’s very high (5/5) with a 20.14% hit frequency rate (a win every 4.96 spins).

What is the Money Train 4 max win?

The Money Train 4 slot game comes with 150,000 x bet max wins. This is higher than in its predecessors with Money Train 3 offering 100,000 x bet top payouts.

How does the Money Cart Bonus feature work?

The Money Cart Bonus feature begins with 3 spins. Bonus symbols contain bet multiplier prizes but there are 20 special symbols which boost your winning potential. Look out for the new Arms Dealer symbols, Unlocker, Reset Plus and Upgrader.

Is there a Money Train 4 slot demo?

Yes, the Money Train 4 demo is available to play for free here at Online-Slot.co.uk. Join the bandits on their last ride of the rails on mobile, laptop, PC and/or tablet devices.

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